Chicago's Bravest Credit Union

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Chicago's Bravest Credit Union 〰️

Services


We provide competitive interest rates on our share accounts. We are very competitive on our interest rates for auto loans, personal loans, and tuition loans. Contact us to learn more about our services!


Rates

The dividend rate is currently paid on all balances of $25 and up and are tiered. Up to date dividends rates are listed below. We accept monthly deposits of up to $2,000 and a once-a-year deposit of up to $20,000. You can deposit a total of $44,000 in a one-year time period. We pay interest rates on every dollar you have in the account. If we can help you in any way, please do not hesitate in contacting us.

No -Hassle Loans

The No-Hassle Loan has no credit check. You can borrow $3,000, with a $100 application fee, 6.0% interest and 12-month loan.


Tuition Loans

The Tuition loan will allow you to borrow $12,000. The interest rate is 6.0% for 48 months.


Shares are earning a rate as follows:

Pays 1.40% on amounts $0 to $50,000

Pays 1.65% on amounts $50,001 to $100,000

Pays 2.15% on amounts $100,001 to $150,000

Pays 2.65% on amounts $150,001 to $200,000

Pays 3.15% on amounts $200,001 and above


New Vehicle Rates

Call us before you make a car deal

This also includes recreational vehicle loans, such as RVs, boats, motorcycles, and ATVs.

80% Financing, 20% down required

Credit Score 36 Months 48 Months 60 Months 72 Months 84 Months
A 700-above 4.00% 4.50% 5.00% 5.50% 6.00%
B 640-699 4.50% 5.00% 5.50% 6.00% 6.50%
C 550-639 5.00% 5.50% 6.00% 6.50% 7.00%
D 549 - below 5.50% 6.00% 6.50% 7.00% 7.50%

Used Vehicle Rates

Call us before you make a car deal

80% Financing, 20% down required

Credit Score 36 Months 48 Months 60 Months 72 Months 84 Months
A 700-above 4.50% 5.00% 5.50% 6.00% 6.50%
B 640-699 5.00% 5.50% 6.00% 6.50% 7.00%
C 550-639 5.50% 6.00% 6.50% 7.00% 7.50%
D 549 - below 6.00% 6.50% 7.00% 7.50% 8.00%

Personal Loans

Personal loans depend on your credit score and length of the loan. Loans will be up to $12,000.

Credit Score 36 Months 48 Months 60 Months
A 700-above 9.25% 10.25% 11.25%
B 640-699 11.25% 12.25% 13.25%
C 550-639 13.25% 14.25% 15.25%
D 549 - below 15.25% 16.25% N/A